The UK’s only free ISA and SIPP
Open an ISA and SIPP and invest commission-free in funds, stocks, ETFs, bonds, and more. Included with all plans.
Get up to £5,000 cashback
Transfer or top up an ISA or pension to qualify. Terms apply. Contribute at least £10,000 to qualify. Offer ends 5 April 2026.
Award-winning platform
Freetrade is an award-winning app and web platform, chosen by 1.6m users.
When you invest, your capital is at risk. ISA & SIPP rules apply. Other charges may apply
What's new
Free pension. Free funds.
Fees shouldn’t eat into your investments. That’s why SIPPs, funds, and gilts are now available to all Freetrade customers at no extra cost.
Capital at risk. SIPP rules apply.
Learn more
SIPP tax year end offer
Transfer or top up at least £10,000 into your Freetrade SIPP and get 1% cashback on your final value. Cashback capped at £5,000. Offer ends 5 April 2026.
Capital at risk. SIPP rules and terms apply.
Learn more
ISA tax year end offer
Transfer or top up at least £10,000 to your Freetrade ISA and get 1% cashback on your final value. Cashback capped at £5,000. Offer ends 5 April 2026.
Capital at risk. ISA rules and terms apply.
Learn more
New mutual funds
Hundreds of choices to diversify your portfolio. No trading fees. No fund holding fees.
Always do your own research
Discover funds
Ready-made portfolios
Whether you’re starting out or scaling up, explore three diversified portfolios designed to grow your wealth, whatever your risk appetite.
Capital at risk. The value of your investments can go down as well as up.
Learn moreFees shouldn't eat into your investments
How Freetrade keeps investing free
Investing should be accessible and transparent. That’s why we don't charge account fees or trading commissions.
Instead, we make money through:
- FX fees when trading non-GBP investments
- A portion of interest earned on uninvested cash
- Optional paid plans offering lower FX fees, higher interest on cash, and more benefits.
Now you can access essential investing products, including self-invested personal pensions, at no extra cost.
Quit paying for nothing
76% of investors don’t know exactly how much they’re losing to fees*.
We keep pricing simple, transparent, and low, so that more of your money stays invested.
*Source: YouGov, 2083 investors, August 2025
Reach your goals faster
Fees don’t just cost you once; they compound over time. Even a 0.5% annual fee can quietly erode your returns year after year.
Our mission
We set out to democratise investing, making it accessible to everyone. This is another step towards giving more people the tools to grow their wealth.
How it works
Access over 7,000 investment opportunities across global markets.
Invest in seconds
Choose a stock, fund, ETF, or bond and place your order commission-free.
Web
App
Discover new opportunities
Search by ticker name, explore categories, or browse popular investments - all in one place.
Web
App
Move money with ease
Add funds instantly and withdraw when you need to; securely and hassle-free.
Web
App
Track your performance
See how your investments are doing at a glance, with real-time updates and simple visuals.
Web
App
5 star reviews
Join over 1.6 million users
As seen in
Investments to suit your goals
Join today and start investing in over 6,500+ stocks and shares, ETFs, investment trusts, and funds with our low-cost intuitive platform.
Choose from over 6,500 stocks and ETFs; from big tech companies to emerging innovators.
Benefit from instant diversification, expert management, and convenience with 500+ mutual funds from known providers like Vanguard, Legal & General, Blackrock, and more.
Gilts pay out regular, fixed dividends every six months. Backed by the UK government, gilts are considered secure investments.
Start investing or scale your portfolio with diversified options built by professionals with three carefully curated ready-made portfolios.
How much are fees are costing you?
76% of investors don’t know exactly how much they’re losing to fees*.
Success!
Something went wrong — please check the form and try again.
*YouGov, 2093 investors, August 2025.
Projection shown is illustrative and should not be relied upon as a prediction of actual returns. Figures shown assume recurring contributions of £500 per month and trades in GBP only (excluding FX fees). When you invest, your capital is at risk. The value of your investments can go down well as up, and you may get back less than you invest. Other charges may apply.
Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.
Projection shown is illustrative and should not be relied upon as a prediction of actual returns. Figures shown assume recurring contributions of £500 per month and trades in GBP only (excluding FX fees). When you invest, your capital is at risk. The value of your investments can go down well as up, and you may get back less than you invest. Other charges may apply.
Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.
Don't let tax eat into your returns
Choose from tax-efficient account options to keep more of your returns.
ISA
Free to open
Individual savings account
No UK tax on growth or dividends. A great way to build wealth tax-free.
SIPP
Free to open
Self-invested personal pension
Save for retirement with tax relief on contributions. Your money grows tax-free until you withdraw.
GIA
Free to open
General investment account
A flexible account if you’ve used your ISA allowance or don’t want a pension.
Tax treatment depends on personal circumstances and current rules may change.
Pick the plan that suits you best
Save 17% when you choose an annual subscription.
Accounts include
General investment account
Stocks and shares ISA
New
Pension (SIPP)
New
Benefits include
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
FX fee of 0.99% on non-GBP trades
1% AER on up to £1k uninvested cash
Mutual funds and gilts
New
and more...
Standard
£4.99
/Mo.
£59.88 billed annually
Accounts include
General investment account
Stocks and shares ISA
Pension (SIPP)
New
Benefits include
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
FX fee of 0.59% on non-GBP trades
2.5% AER on up to £2k uninvested cash
Mutual funds and gilts
New
and more...
Plus
£9.99
/Mo.
£119.88 billed annually
Accounts include
General investment account
Stocks and shares ISA
Pension (SIPP)
Benefits include
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
FX fee of 0.39% on non-GBP trades
3.5% AER on up to £3k uninvested cash
Mutual funds and gilts
New
and more...
Accounts include
General investment account
Stocks and shares ISA
NewPension (SIPP)
New
Benefits include
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
FX fee of 0.99% on non-GBP trades
1% AER on up to £1k uninvested cash
Mutual funds and gilts
New
and more...
Standard
£5.99
/Mo.
billed monthly
Accounts include
General investment account
Stocks and shares ISA
Pension (SIPP)
New
Benefits include
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
FX fee of 0.59% on non-GBP trades
2.5% AER on up to £2k uninvested cash
Mutual funds and gilts
New
and more...
Plus
£11.99
/Mo.
billed monthly
Accounts include
General investment account
Stocks and shares ISA
Pension (SIPP)
Benefits include
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
FX fee of 0.39% on non-GBP trades
3.5% AER on up to £3k uninvested cash
Mutual funds and gilts
New
and more...
You're just minutes away from commission-free investing
Success!
Something went wrong — please check the form and try again.
By signing up to Freetrade you are agreeing to our Privacy policy.
The value of your investments can go down as well as up and you may get back less than you invest. ISA & SIPP rules and T&Cs apply.
