ISA Transfer

Get more from your ISA by transferring it to Freetrade.

Your stocks and shares ISA has a flat fee of only £3/month, and buying and selling shares is commission-free forever. 

We made switching easy and free.


When you invest, your capital is at risk. Tax rules for ISAs can change and their benefits depend on your circumstances.

ISA transfer - transfer stocks and shares ISA

Why transfer your stocks and shares ISA to Freetrade

Commission-free instant trades

No commissions for buying or selling stocks and unlimited instant trades during stock market opening hours.

Fractional shares for US stocks

Invest from as little as £2.

Vast stock universe

Choose from thousands of UK and US stocks, ETFs and investment trusts. See our full stock list.

Only £3/month

Low, flat fee that doesn’t grow with the size of your investments.

Award-winning app

Access and manage your portfolio from anywhere.

No transfer or exit fees

We made switching easy and free. Read more on our ISA transfer FAQ.

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Commission-free instant trades - No commissions for buying or selling stocks and unlimited instant trades during stock market opening hours

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Fractional shares

Fractional shares for US stocks, invest from as little as £2

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Award-winning app

Vast stock universe - Choose from thousands of UK and US stocks, ETFs and investment trusts

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ETFs & Investment Trusts

Low, flat fee that doesn’t grow with the size of your investments - only £3/month

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US and UK stocks

Award-winning app to manage your portfolio

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Fast, friendly support

No transfer or exit fees

How to transfer your ISA

1

Request the transfer by completing the online form.

2

Email the completed
form to us at transferapps@freetrade.io.

3

Open your ISA account via the app.

4

Our team will arrange the switch and will let you know when it’s all done.

Start investing commission-free.

For more info, check our ISA Transfer FAQ and our ISA terms & conditions. You can read more about the Freetrade ISA on our stocks and shares ISA page. Due to the current climate around COVID-19 and the current high demand for transfers, the transfer process may take longer than usual.

ISA transfer rules

What is an ISA transfer?

An ISA transfer is the ability to move assets held with one ISA manager to another, keeping the investments within the tax-efficient wrapper. Brokers must allow a client to transfer their ISA freely, however, are not obliged to facilitate the transfer in every way possible (many, like Freetrade, offer just cash transfers out).

Which ISA can I transfer?

You can transfer either a Cash, Stocks & Shares or Innovative ISA to Freetrade. We do not accept transfers of Lifetime or Help to Buy ISAs.

Can I transfer my existing stocks, or do I have to sell them and transfer cash?

If the stocks in your existing ISA are in our universe, you can transfer them without selling. If not, you’ll need to sell them for cash. Then that cash can move over too in the same transfer.

How long does it take?

Cash ISA – Up to 4 weeks generally.
Stocks and shares ISA – Up to 6 weeks on generally

The time a transfer takes can vary on the above times, with various factors affecting the progress (sale instructions, broker working timeframes, conversations between broker and client to confirm information). There seems to be an industry-wide delay at the moment due to COVID, with certain brokers having longer hold-ups than others.

How to transfer shares into an ISA?

Shares can only be transferred into your ISA with Freetrade if they are currently held in an ISA elsewhere. 
When the client instructs the transfer, we send this to the current provider requesting a valuation of assets. Once received, we review what can and cannot be held, then contact the client on any that cannot. If applicable, sale instructions are made, and for stock coming across in-specie (as stock), trade and settlement dates are requested. On trade date, matching messages between the two brokers are entered into the market, and then the shares are transferred on settlement date. Following the settlement, we send cash balances to clients, alongside completion documents.

How much of my ISA can I transfer?

If you are transferring an ISA from previous years, you can partially transfer your holdings. Current year subscriptions are not able to be split, so it must be transferred in full.

Is transferring my ISA impacting my allowance?

No, transferring an ISA keeps investments in the tax wrapper, and so will not count further toward your allowance.

What people say about Freetrade

Great stocks and shares ISA super cheap to trade. Rapidly deploying new features. Love it.
– Charlie
⭐⭐⭐⭐
Have moved my ISA over from Hargreaves Lansdown as the simplicity was driving easier/better investment decisions and better returns.
– Rob
⭐⭐⭐⭐⭐
Great app for personal investing - great UI design and new stocks coming all the time.
– Lucy
⭐⭐⭐⭐⭐

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investing now.